array(35) { ["id"]=> string(3) "220" ["type"]=> string(6) "course" ["title"]=> string(42) "基于人人贷散标数据的画像分析" ["subtitle"]=> string(0) "" ["creator"]=> array(6) { ["id"]=> string(1) "8" ["nickname"]=> string(7) "mingzhu" ["title"]=> string(6) "教师" ["uuid"]=> string(40) "66f930e6f2d349b45f48f24e125e05d3a92fb8d1" ["destroyed"]=> string(1) "0" ["avatar"]=> array(3) { ["small"]=> string(76) "http://www.chinadatacase.com/files/default/2021/11-26/09105602405b816729.png" ["middle"]=> string(76) "http://www.chinadatacase.com/files/default/2021/11-26/091056023132077454.png" ["large"]=> string(76) "http://www.chinadatacase.com/files/default/2021/11-26/0910560220f8152273.png" } } ["showable"]=> string(1) "1" ["buyable"]=> string(1) "1" ["summary"]=> string(625) "

标题:     基于人人贷散标数据的画像分析
作者:     王熙栋 ;
关键词:     爬虫 人人贷 散标 OLS
发表日期:     2021-09-09
单位:     山东大学
    本文以python爬虫技术为基础，获取了人人贷平台公开的部分散标成交人的部分个人信息数据以及部分贷款信息，以此为基础建立计量模型对借款情况进行分析，发现借款金额同借款人的性别、学历、年龄、房贷、车贷、信用额度等因素具有显著关系，为相关机构规范网络借贷平台提供一定依据。

" ["minPrice"]=> string(4) "0.00" ["maxPrice"]=> string(4) "0.00" ["discountId"]=> string(1) "0" ["images"]=> array(3) { ["large"]=> string(75) "http://www.chinadatacase.com/files/course/2023/03-14/17211393bd1f631084.png" ["middle"]=> string(75) "http://www.chinadatacase.com/files/course/2023/03-14/17211393c58e615231.png" ["small"]=> string(75) "http://www.chinadatacase.com/files/course/2023/03-14/17211393d7ec422180.png" } ["ratingNum"]=> string(1) "0" ["rating"]=> string(1) "0" ["hitNum"]=> string(3) "509" ["hotSeq"]=> string(1) "0" ["maxPriceObj"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["minPriceObj"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["minDisplayPrice"]=> string(4) "0.00" ["maxDisplayPrice"]=> string(4) "0.00" ["minDisplayPriceObj"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["maxDisplayPriceObj"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["canManage"]=> bool(false) ["peopleShowNum"]=> string(3) "152" ["isMember"]=> bool(false) ["status"]=> string(9) "published" ["orgId"]=> string(1) "1" ["orgCode"]=> string(2) "1." ["recommendWeight"]=> string(1) "0" ["recommendedTime"]=> string(1) "0" ["createdTime"]=> string(25) "2022-03-03T09:25:11+08:00" ["updatedTime"]=> string(25) "2025-12-11T14:51:39+08:00" ["product"]=> array(7) { ["id"]=> string(3) "220" ["targetType"]=> string(6) "course" ["title"]=> string(42) "基于人人贷散标数据的画像分析" ["owner"]=> string(1) "8" ["createdTime"]=> string(10) "1646270711" ["updatedTime"]=> string(10) "1742289061" ["target"]=> array(17) { ["id"]=> string(3) "254" ["type"]=> string(6) "normal" ["title"]=> string(42) "基于人人贷散标数据的画像分析" ["subtitle"]=> string(0) "" ["summary"]=> string(625) "

标题:     基于人人贷散标数据的画像分析
作者:     王熙栋 ;
关键词:     爬虫 人人贷 散标 OLS
发表日期:     2021-09-09
单位:     山东大学
    本文以python爬虫技术为基础，获取了人人贷平台公开的部分散标成交人的部分个人信息数据以及部分贷款信息，以此为基础建立计量模型对借款情况进行分析，发现借款金额同借款人的性别、学历、年龄、房贷、车贷、信用额度等因素具有显著关系，为相关机构规范网络借贷平台提供一定依据。

" ["cover"]=> array(3) { ["large"]=> string(75) "http://www.chinadatacase.com/files/course/2023/03-14/17211393bd1f631084.png" ["middle"]=> string(75) "http://www.chinadatacase.com/files/course/2023/03-14/17211393c58e615231.png" ["small"]=> string(75) "http://www.chinadatacase.com/files/course/2023/03-14/17211393d7ec422180.png" } ["status"]=> string(9) "published" ["studentNum"]=> string(3) "152" ["discountType"]=> string(8) "discount" ["discount"]=> string(2) "10" ["minCoursePrice"]=> string(4) "0.00" ["maxCoursePrice"]=> string(4) "0.00" ["defaultCourseId"]=> string(3) "254" ["productId"]=> string(3) "220" ["goodsId"]=> string(3) "220" ["minCoursePrice2"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["maxCoursePrice2"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } } } ["extensions"]=> array(3) { [0]=> string(8) "teachers" [1]=> string(14) "recommendGoods" [2]=> string(10) "isFavorite" } ["specs"]=> array(1) { [0]=> array(26) { ["id"]=> string(3) "220" ["goodsId"]=> string(3) "220" ["targetId"]=> string(3) "254" ["title"]=> string(0) "" ["seq"]=> string(1) "1" ["status"]=> string(9) "published" ["price"]=> string(4) "0.00" ["coinPrice"]=> string(4) "0.00" ["usageMode"]=> string(7) "forever" ["usageDays"]=> string(1) "0" ["usageStartTime"]=> string(1) "0" ["usageEndTime"]=> string(1) "0" ["buyableStartTime"]=> string(1) "0" ["buyableEndTime"]=> string(1) "0" ["buyableMode"]=> NULL ["buyable"]=> string(1) "1" ["maxJoinNum"]=> string(1) "0" ["services"]=> array(0) { } ["priceObj"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["displayPrice"]=> string(4) "0.00" ["displayPriceObj"]=> array(2) { ["currency"]=> string(3) "RMB" ["amount"]=> string(4) "0.00" } ["isMember"]=> bool(false) ["access"]=> array(2) { ["code"]=> string(14) "user.not_login" ["msg"]=> string(15) "用户未登录" } ["hasCertificate"]=> bool(false) ["learnUrl"]=> string(42) "http://www.chinadatacase.com/my/course/254" ["teachers"]=> array(1) { [0]=> array(6) { ["id"]=> string(4) "1088" ["nickname"]=> string(9) "王熙栋" ["title"]=> string(0) "" ["uuid"]=> string(40) "8f85e97536bf2785afde486895d43ad4d81f1b3f" ["destroyed"]=> string(1) "0" ["avatar"]=> array(3) { ["small"]=> string(58) "http://www.chinadatacase.com/assets/img/default/avatar.png" ["middle"]=> string(58) "http://www.chinadatacase.com/assets/img/default/avatar.png" ["large"]=> string(58) "http://www.chinadatacase.com/assets/img/default/avatar.png" } } } } } } 基于人人贷散标数据的画像分析 - 中国经管实验教学案例平台

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